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    Investing for Change

    Kurusum - Njeru, Uganda

    Kurusum - Njeru, Uganda

    Kurusum is 22 years old and lives in the town of Njeru in the Njeru region of Uganda. For the past two years, Kurusum has been working hard to manage her hardware shop, which deals in selling construction materials.

    To help expand her business, Kurusum has requested a loan to buy iron sheets and cement to sell at her store.  The proceeds from her store support her young brother who is still at school and her mother's medical bills. Kurusum hopes that in the future her store will be able to growth into a very large and successful hardware business.

    Kurusum is also a member of BRAC's Empowerment and Livelihood for Adolescents (ELA) program. In addition to microfinance loans, the program provides both a safe place for young Ugandan women to take part in group activities and a forum for life-skills training.

    In Kurusum's group: Kurusum, Aisha, Halima

    Current Loan Recipient: Srey Neang in Camboida

    Current Loan Recipient: Srey Neang in Camboida

    At the age of 26, Srey Neang is a married mother of three children; two of them are preschool age. Srey Neang and her husband have been growing rice and raising pigs as the main source of her family’s income. They have been involved in farming for almost four years while raising pigs for about two years. She hopes to help support her family business by purchasing additional piglets and feed.  Her goal is to be able to increase her family's income and living standard.

    This loan is special because it supports social and economic well-being of a low-income family.

    February Loan Recipient - Eseta from Samoa

    February Loan Recipient - Eseta from Samoa

    Eseta is 38 years old and single. She has one child. She owns and operates a small store, selling a variety of items. She has been doing this for five years. She needs a loan to buy a materials and inventory. She plans to use her future business growth to support her family's weekly expenses.  Eseta became a member of SPBD in 2012 to gain access to capital for her business. 

    South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

    This loan is special because it reaches financial excluded and underserved people.

    January Loan Recipient--Archana, India

    January Loan Recipient--Archana, India

    Archana is a resident of Jaipur in Rajasthan. She runs a garland making business to support her family.  Archana is seeking a loan to buy raw materials to make more garlands to sell in the local market, which will be a small but steady step towards a better future and financial stability for her and her family.

    This loan is special because it provides women entrepreneurs in Rajasthan, without access to traditional financing services, the capital they need to start and expand income-generating businesses.