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     We invest three percent of our revenue through our Ethos Impact investing team with Kiva. 

    Kiva is a non-profit organization with a mission to connect people through lending to alleviate poverty. Kiva works with microfinance institutions on five continents to provide loans to people without access to traditional banking systems. One hundred percent of our loan is sent to these microfinance institutions called Field Partners who administer the loans in the field.  Kiva relies on a world wide network of over 450 volunteers who work with our Field Partners, edit and translate borrower stories, and ensure the smooth operation of countless other Kiva programs.
    Read about our loan recipients.
     
    Why Microlending
    Microlending provides a means for vulnerable populations to access resources that are typically out of reach and a dignified means to break the cycle of poverty through economic empowerment.  Since these loans are usually repaid, Ethos Collection can reinvest these loans and our impact at a compounding rate.  Ethos Collection will focus lending to women, single parents and retail endeavors worldwide.  
     
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